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Do you know the story of the traveller who screamed “Daylight Robbery?” Well, it’s the story of each individual abroad ever who uses credit and debit cards for their transactions. Also, there are stories of travellers who have finished up doing dishes because they didn’t have money and cards were simply not accepted by the roadside hostelry in a remote picturesque village they visited. These are not things you might prefer to be in. Card transactions are the norm in most parts of the planet. However, they'll prove costly once used abroad and should not be accepted as a way of payment in some hotels and retailers. Money payments are continually a secure choice that would prevent a serious portion of your expense within the kind of card usage fees abroad, currency conversion charges and unfair exchange rates given by your bank. Let’s take a glance at the three advantages of cash over credit and debit cards when travelling abroad.
Credit and Debit cards are nice in that they need a lot of offers going on for his or her users like reward points and cash backs. However, once it involves their usage in a foreign country, there's abundant left to be desired. the card usage fee abroad levied is very high and there are also alternative hidden charges like currency conversion fee, process fee, an administrative fee that may simply amount to four-dimensional of your dealing every time. Over the course of your trip, the expenses would add up to be significantly high!
Apart from the above-mentioned drawbacks, there are few other subtle points to be looked into too. If you are entirely dependent on cards, their theft or loss would leave you broken. Lengthy bank procedures can need to be initiated to block the card to avoid the danger of its fraud if your card gets exploited abroad before you'll block it, it’ll leave you to sort out a huge mess after you get back home.
Cards will take you only so far, however, once it involves tipping and paying at small hotels, restaurants, and bars, cash rules the roost! Once you are on the road, the possibilities of doing spontaneous activities like consumption at roadside retailers or buying bus/train tickets are best expedited by cash. Therefore check that to convert ample cash in the form of local currency before your trip.
You’d especially want them during your initial arrival at the destination for booking a cab, having a meal, getting a drink, etc. In countries like the USA or Canada wherever tipping is expected for each service performed, it might be higher to leave the tip in cash. This may reflect better on you and you’d be treated like the gracious tourist you're. People are always looking up airfares and hotel deals that they could get for less price to save money during their travels but rarely does one do their homework properly and also check however they'll avoid paying extra cash like credit card Charges, debit card Charges, and airport Exchange Rates that may save them 5-15% of their total travel expense! So before you go abroad make sure to set up your expenditure and accordingly purchase foreign currency in advance. Check out the cheap rates offered by Forex-kart.com for buying foreign currencies.